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Best Mortgage Rates


<Updated for 2026>

Use these websites to compare the latest mortgage rates. These websites provide clear rate information with no bait-n-switch tactics (plus they require fairly minimal personal info). If you find a better rate than what's published on these 3 websites, you have very-likely scored yourself a good deal.


Use these links to get the latest mortgage rates from the below institutions (they require fairly minimal personal info)

Below institutions offer rate discounts when you bank with them. Worth checking them out, if you have some assets to keep with them.


Use the following websites, if you are looking for a fully online experience (start-to-finish) - including access to the latest Loan Estimate (LE) doc. This is helpful when shopping for a good rate.

  1. Better
PS: While comparing rates - be sure to account for additional fees/costs, points and other closing costs. 

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<Notes from 2020>

Use these 3 websites to find the best mortgage rates easily. These websites provide clear rate information with no bait-n-switch tactics (plus they require fairly minimal personal info). If you find a better rate than what's published on these 3 websites, you have very-likely scored yourself a great deal!

  1. Costco
  2. Zillow 
  3. Penfed

Use the following websites, if you are looking for a fully online experience (start-to-finish). Note that their rates may not be the best always.

  1. Ally Home Loans
  2. Better 

PS: While comparing rates - be sure to account for additional fees/costs, points and other closing costs. 



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